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	<title>Comments on: A letter attempting to collect a debt</title>
	<atom:link href="http://www.avitable.com/2008/10/07/a-letter-attempting-to-collect-a-debt/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.avitable.com/2008/10/07/a-letter-attempting-to-collect-a-debt/</link>
	<description>Tact is for pussies</description>
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		<title>By: Gina</title>
		<link>http://www.avitable.com/2008/10/07/a-letter-attempting-to-collect-a-debt/#comment-35580</link>
		<dc:creator>Gina</dc:creator>
		<pubDate>Fri, 10 Oct 2008 19:35:27 +0000</pubDate>
		<guid isPermaLink="false">http://www.avitable.com/?p=1994#comment-35580</guid>
		<description>I work for a bankruptcy firm and we deal with Miller and Steeno all the time.  They are just like every other creditor attorney firm:  out to get their money.  It&#039;s strange that you were being sought for a debt you didn&#039;t even owe, though.</description>
		<content:encoded><![CDATA[<p>I work for a bankruptcy firm and we deal with Miller and Steeno all the time.  They are just like every other creditor attorney firm:  out to get their money.  It&#039;s strange that you were being sought for a debt you didn&#039;t even owe, though.</p>
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		<title>By: Nina</title>
		<link>http://www.avitable.com/2008/10/07/a-letter-attempting-to-collect-a-debt/#comment-35466</link>
		<dc:creator>Nina</dc:creator>
		<pubDate>Thu, 09 Oct 2008 03:31:57 +0000</pubDate>
		<guid isPermaLink="false">http://www.avitable.com/?p=1994#comment-35466</guid>
		<description>I have been harassed by similar vultures.  Almost always, they back down when I ask for full documentation.    And when I checked my credit score last week, it was not bad,   So I don&#039;t let those bastards intimidate me, either.   They suck.  Good for you for not putting up with it.</description>
		<content:encoded><![CDATA[<p>I have been harassed by similar vultures.  Almost always, they back down when I ask for full documentation.    And when I checked my credit score last week, it was not bad,   So I don&#039;t let those bastards intimidate me, either.   They suck.  Good for you for not putting up with it.</p>
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		<title>By: Poppy</title>
		<link>http://www.avitable.com/2008/10/07/a-letter-attempting-to-collect-a-debt/#comment-35459</link>
		<dc:creator>Poppy</dc:creator>
		<pubDate>Wed, 08 Oct 2008 19:01:36 +0000</pubDate>
		<guid isPermaLink="false">http://www.avitable.com/?p=1994#comment-35459</guid>
		<description>Innocent until proven guilty here in the United States of America, so that collection agency can go fuck themselves.</description>
		<content:encoded><![CDATA[<p>Innocent until proven guilty here in the United States of America, so that collection agency can go fuck themselves.</p>
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		<title>By: martymankins</title>
		<link>http://www.avitable.com/2008/10/07/a-letter-attempting-to-collect-a-debt/#comment-35457</link>
		<dc:creator>martymankins</dc:creator>
		<pubDate>Wed, 08 Oct 2008 18:41:47 +0000</pubDate>
		<guid isPermaLink="false">http://www.avitable.com/?p=1994#comment-35457</guid>
		<description>I had a friend that got one of these years ago and the collection agency was pretty rude.  At least this girl was nice, even if she was ditzy.

The predatory practices of these agencies are pretty bad, for the most part.  I know they are dealing with people not wanting to pay debts, but the least they can do is be reasonable.

Worse is when you did pay a debt, have proof, but still have a collections agency come after you.  Even after sending them multiple proofs over the last 5 years.  I am now just waiting for this small mark to drop off my credit report in the next 18 months.</description>
		<content:encoded><![CDATA[<p>I had a friend that got one of these years ago and the collection agency was pretty rude.  At least this girl was nice, even if she was ditzy.</p>
<p>The predatory practices of these agencies are pretty bad, for the most part.  I know they are dealing with people not wanting to pay debts, but the least they can do is be reasonable.</p>
<p>Worse is when you did pay a debt, have proof, but still have a collections agency come after you.  Even after sending them multiple proofs over the last 5 years.  I am now just waiting for this small mark to drop off my credit report in the next 18 months.</p>
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		<title>By: Ren</title>
		<link>http://www.avitable.com/2008/10/07/a-letter-attempting-to-collect-a-debt/#comment-35455</link>
		<dc:creator>Ren</dc:creator>
		<pubDate>Wed, 08 Oct 2008 17:53:06 +0000</pubDate>
		<guid isPermaLink="false">http://www.avitable.com/?p=1994#comment-35455</guid>
		<description>Mindy, if you haven&#039;t done so already, you may want to &lt;a href=&quot;http://clarkhoward.com/topics/credit_freeze_states.html&quot; rel=&quot;nofollow&quot;&gt;freeze your credit&lt;/a&gt;. Much better than the &quot;fraud alert&quot; uselessness....</description>
		<content:encoded><![CDATA[<p>Mindy, if you haven&#039;t done so already, you may want to <a href="http://clarkhoward.com/topics/credit_freeze_states.html" rel="nofollow" class="extlink">freeze your credit</a>. Much better than the &#034;fraud alert&#034; uselessness&#8230;.</p>
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		<title>By: Mindy</title>
		<link>http://www.avitable.com/2008/10/07/a-letter-attempting-to-collect-a-debt/#comment-35441</link>
		<dc:creator>Mindy</dc:creator>
		<pubDate>Wed, 08 Oct 2008 13:35:58 +0000</pubDate>
		<guid isPermaLink="false">http://www.avitable.com/?p=1994#comment-35441</guid>
		<description>This makes me sick because I have been dealing with asshats for over 10 years trying to collect on debts that aren&#039;t mine. Mine is worse though because my identity was stolen. So every few months I examine my credit reports and it never fails to have at least one thing to dispute and that&#039;s with the red flag on my account to protect me from this in the first place.  So I have actually had a cease and desist letter ready in my computer to send out to all that call and try to collect a debt. I never hear from them again, and my credit does not reflect their threats! Word to the wise though... this is only the beginning! With the economy failing it&#039;s going to get a hell of a lot worse so everyone needs to watch out for these morons.  :pissed:</description>
		<content:encoded><![CDATA[<p>This makes me sick because I have been dealing with asshats for over 10 years trying to collect on debts that aren&#039;t mine. Mine is worse though because my identity was stolen. So every few months I examine my credit reports and it never fails to have at least one thing to dispute and that&#039;s with the red flag on my account to protect me from this in the first place.  So I have actually had a cease and desist letter ready in my computer to send out to all that call and try to collect a debt. I never hear from them again, and my credit does not reflect their threats! Word to the wise though&#8230; this is only the beginning! With the economy failing it&#039;s going to get a hell of a lot worse so everyone needs to watch out for these morons.  :pissed:</p>
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		<title>By: liquid</title>
		<link>http://www.avitable.com/2008/10/07/a-letter-attempting-to-collect-a-debt/#comment-35422</link>
		<dc:creator>liquid</dc:creator>
		<pubDate>Wed, 08 Oct 2008 03:39:08 +0000</pubDate>
		<guid isPermaLink="false">http://www.avitable.com/?p=1994#comment-35422</guid>
		<description>hero</description>
		<content:encoded><![CDATA[<p>hero</p>
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		<title>By: NYCWD</title>
		<link>http://www.avitable.com/2008/10/07/a-letter-attempting-to-collect-a-debt/#comment-35421</link>
		<dc:creator>NYCWD</dc:creator>
		<pubDate>Wed, 08 Oct 2008 01:49:32 +0000</pubDate>
		<guid isPermaLink="false">http://www.avitable.com/?p=1994#comment-35421</guid>
		<description>That&#039;s really pretty shitty.

I wonder if its possible to counter sue for emotional distress?

I feel distressed for you.  Sue the bastards.</description>
		<content:encoded><![CDATA[<p>That&#039;s really pretty shitty.</p>
<p>I wonder if its possible to counter sue for emotional distress?</p>
<p>I feel distressed for you.  Sue the bastards.</p>
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		<title>By: TSM</title>
		<link>http://www.avitable.com/2008/10/07/a-letter-attempting-to-collect-a-debt/#comment-35420</link>
		<dc:creator>TSM</dc:creator>
		<pubDate>Wed, 08 Oct 2008 00:49:05 +0000</pubDate>
		<guid isPermaLink="false">http://www.avitable.com/?p=1994#comment-35420</guid>
		<description>I agree. Those low-life scum suckers. I will use someone else&#039;s name next time to throw them off.</description>
		<content:encoded><![CDATA[<p>I agree. Those low-life scum suckers. I will use someone else&#039;s name next time to throw them off.</p>
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		<title>By: whall</title>
		<link>http://www.avitable.com/2008/10/07/a-letter-attempting-to-collect-a-debt/#comment-35419</link>
		<dc:creator>whall</dc:creator>
		<pubDate>Tue, 07 Oct 2008 23:18:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.avitable.com/?p=1994#comment-35419</guid>
		<description>Clark Howard (http://clarkhoward.com) has a great radio show, and you can subscribe to his podcast for free - you just get the shows a couple of days after they go live.  He&#039;s addressed this topic on many occasions and always has stellar advice about anything consumer, debt, credit or related items.

Oh, and the other thing? I&#039;m sorry I sold your debt to them.  Can you blame me?  You&#039;re like, rich and shit.</description>
		<content:encoded><![CDATA[<p>Clark Howard (<a href="http://clarkhoward.com" rel="nofollow" class="extlink">http://clarkhoward.com</a>) has a great radio show, and you can subscribe to his podcast for free &#8211; you just get the shows a couple of days after they go live.  He&#039;s addressed this topic on many occasions and always has stellar advice about anything consumer, debt, credit or related items.</p>
<p>Oh, and the other thing? I&#039;m sorry I sold your debt to them.  Can you blame me?  You&#039;re like, rich and shit.</p>
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